Why are some Equity Release Companies now using flood checks in their lending criteria?

Equity release schemes are especially designed for the over fifty fives’ age group and represent a good way to raise finance for retirement, larger purchases or inheritance planning. However, they can be a little complex to understand and many people remain confused as to why a risk of flooding can have an impact on the […]

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Why are Equity Release Interest Rates not as Low as Mainstream Mortgage Interest Rates?

Many people considering an equity release scheme often compare equity release interest rates with mainstream mortgage interest rates and are disappointed by the difference. A great number of people are dissuaded from equity release because of this reason. However, by understanding the differences between the product ranges, you will gain an understanding of why the […]

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Can I Remortgage my Existing Equity Release Plan?

For people who took out an equity release scheme several years ago, the increased competition in the industry has made the possibility of an equity release remortgage an attractive prospect. However, there are a number of factors which should be considered. Why an equity release remortgage may be a good idea There have been many […]

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Learn How Much You Can Borrow With an Equity Release Calculator

For people of retirement age, equity release can be a great financial solution. This can be especially important when the home owner is suffering from ill health. The equity release companies are aware of the financial pressure ill health can cause and many now offer impaired life equity release scheme products. These offer a greater […]

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Will the real Equity Realease stand up!

If you are facing the prospect of a retirement which is underfunded, you may have considered equity release. However, in order to determine how best to release equity, you will need a basic understanding of the types of schemes and plans which are available. The Types of Equity Release Available In order to determine how […]

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How Safe are Equity Release Plans?

Many people facing retirement and looking for additional finance may have considered equity release. However, many have wondered whether equity release schemes bred consumer confidence and how safe they actually are. Regulation of the Equity Release Industry In the equity release market in the United Kingdom, all equity release schemes and products are regulated by […]

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How Can Equity Release Schemes Help You in Your Old Age?

If you are planning your retirement and wish to relax with an additional regular income or cash lump sum, you may wish to consider equity release. Equity release schemes are specifically designed financial products for the over fifty fives age group. They were introduced to the United Kingdom financial marketplace to assist older people who […]

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Interest Only Mortgages and How to Choose the Right Deal

According to recent statistics from the Financial Services Authority, four out ten United Kingdom households have obtained finance for their property through an interest only mortgage. This type of mortgage deal was very popular in years gone by when the housing market was booming and property prices were high and the Bank of England base […]

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What are the benefits of taking out an Equity Release Lifetime Mortgage?

With the recent financial & economic turmoil, equity release schemes are gaining greater popularity due to their myriad of benefits. Mentioned below are some of the beneficial ways in which you can spend the tax free cash wisely. Clearing your debts One of the most common reasons for getting advice on equity release is for […]

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Key Equity Release Benefits and How to Enjoy the Fruits of Your Labour

For those approaching retirement age, equity release can be an excellent way to improve lifestyle, implement debt consolidation or even financially assist family members. For many the possibility of enjoying a comfortable and relaxed retirement after working for forty years and diligently paying a mortgage, is only possible with equity release. There are a number […]

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